For this week's Coffee Chat, we’ll take a minute to talk about a simple way to spread a little extra generosity this season. According to CAF America, ~70% of adults are expected to donate to a charity by year’s end—yet 15% give only during the holiday season. It made me wonder… could we raise that 15%? We know charities love cash, but they also welcome gift cards...

Did you know the average person has $244 in unused gift cards? Across the U.S., that adds up to more than $21 BILLION in unredeemed value. Let's look at what I found in my own gift card search at home.